Channels/WhatsApp/Official WhatsApp API/Error: Card Payment Not Supported (WhatsApp)

Error: Card Payment Not Supported (WhatsApp)

When trying to use WhatsApp native payments (Pix, boleto, card or payment link — see the page "WhatsApp Native Payments for BRL Accounts"), an error from Meta may appear.

2026-08-12

Cause

This error is usually related to the combination of the account currency (BRL) and the status of the Business Portfolio/Business Manager on Meta. The card method inside the WhatsApp native payment flow has additional eligibility requirements from Meta that not every BRL account meets automatically — even when Pix and boleto are already enabled.

What to check

  • Confirm that the Business Manager linked to the number is verified (not just with the WhatsApp account connected, but with business verification completed).
  • Check whether the WhatsApp native payments account has the "Active" status in WhatsApp Manager, and not just "Pending".
  • Confirm that the currency configured in the account is BRL and that there is no restriction flagged in the payments section of WhatsApp Manager.

What to do

This is a block on Meta's side (account eligibility for the specific card method), not a flow configuration failure in NicoChat. If the items above are already correct and the error persists, you need to open a ticket with Meta support to check the account's eligibility for card payments inside WhatsApp. In the meantime, the other methods (Pix, boleto and payment link) can still be used normally.