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Stripe - MCP

The Stripe MCP Server lets NicoChat connect directly to your Stripe account. With this integration, the AI can look up or create customers, process payments, issue refunds and much more, exactly as you authorize in the MCP tools.

2026-08-12

📘 Stripe MCP Server integration with NicoChat

✅ What is the Stripe MCP Server?

The Stripe MCP Server lets NicoChat connect directly to your Stripe account. With this integration, the AI can look up or create customers, process payments, issue refunds and much more, exactly as you authorize in the MCP tools.

These features are available for use in flows that use the OpenAI Response.

✅ How to set up Stripe's MCP endpoint

  • Stripe already offers a remote MCP server publicly available at:
  • Authentication is done via Bearer Token, using your Stripe API Key.
    OAuth is not currently supported.

✅ How to get your Token (API Key)

  • In the Stripe dashboard, go to Developers → API Keys.
  • Generate or copy an API key (recommended: a restricted key).

✅ How to register the Stripe MCP Server in NicoChat

  • In NicoChat's side menu, go to:
  • Fill in the fields as follows:
Field
Value
Name
A simple name, such as: Stripe
URL
https://mcp.stripe.com
Authentication
Bearer Token
Access Token
Paste your Stripe API Key
  • Click List Tools to load the tools available in the Stripe MCP Server.

✅ Some available tools

After listing, you will see tools such as:

  • customer_create — create a new customer
  • customer_retrieve — look up customer data
  • customer_update — update customer data
  • payment_intent_create — start payments
  • charge_list — list charges
  • refund_create — issue refunds
    … and other related Stripe methods

✅ Select only the ones your NicoChat flow really needs to use.

Attention
Enable only the necessary tools (e.g.: charge_list, refund_create) to reduce risks and token consumption. Higher-impact tools (e.g.: payments or updates) involve sensitive data and should be enabled with caution. Using fewer tools reduces the chances of misuse and avoids AI “hallucinations”.

✅ Configuration example (actual screenshot):

📌 Learn more about how to set this up in your flow at:
👉 MCP Servers